Senior Software Engineer - Full Stack, Ruby on Rails
Posted 2025-10-26
Remote, USA
Full Time
Immediate Start
About Caribou At Caribou, we care about giving people financial freedom so they can focus on what’s most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto expenses, as well as increase the predictability of those expenses over time. We do this by building technology to pair customers with community banks and credit unions, and ushering them through the process quickly. On average, our drivers save $115/month on their car loans while protecting their investment long term. Caribou is led by leaders from the technology, automotive, and finance industries. We’re proud to be backed by a great team of investors, including QED Investors, Goldman Sachs, Moderne Ventures, Accomplice, Link Ventures, Motley Fool Ventures and others. About the Roles:We are hiring for both mid and senior level roles across three Engineering teams. The level and compensation will be determined based on experience and interview performance. Customer Acquisition TeamWe are seeking Engineers at Do you thrive on working across the full stack from DB models to the screens customers interact with? This may be the role for you! We are seeking a full-stack software engineer who will collaborate closely with product and design to define requirements, drive iterative development, lead refactoring efforts to reduce technical debt and mentor teammates to build collective knowledge and capabilities. The Customer Acquisition team builds our borrower refi application UX and API for partner integrations, working in React/TypeScript/Node.js and Ruby on Rails monolith. We are embarking on a migration from React to Hotwire Stimulus in Rails. Our approach focuses on continuous improvement by learning the customers' needs and reducing friction. Loan Origination Lending Partner Enablement TeamsDo you enjoy building and improving a product from end to end? We're looking for Full-Stack Software Engineers to join our Loan Origination and Lending Partner Enablement teams. You'll work closely with product and design to deliver solutions that streamline back-office processes and develop new lending-specific products for our partners. This role is perfect for someone who is passionate about owning the entire development lifecycle, from database models to the customer-facing user experience. You'll be a key player in reducing technical debt, mentoring teammates, and driving iterative development on our Ruby on Rails monolith. Common Outcomes for all Engineers:Work with other engineers and leadership to improve our code, striving for flexibility and agility in the face of expanding and changing business requirementsMentor and coach the engineers on the team to expand their skillsets through peer programming, coaching, and being a multiplier of leadershipAid in work breakdown and agile trade offs in our scrum process, efficiently and effectively delivering great software sprint by sprintPartner with Product Owners to understand the market and business context for your product, participating in a collaborative environment for product design and evolutionPlay a role in defining and evolving how Engineering works at CaribouThese roles may work remotely from a state where Caribou operates with a preference for the Chicago IL, Washington, D. C., Denver, CO or CA markets.* Alternatively this role can be based out of our Caribou office in Denver, CO. Interview Roadmap:Recruiter phone interview (30 mins)At-home ruby coding assessment (30-60 mins)Hiring Manager video interview (60 mins)Final interview loop (combined 4 hrs scheduled across 1-4 business days):System Design Interview (60 mins)Pair Programing/Coding Interview (60 mins)Interaction Impact Interview (60 mins)Partnership Delivery Interview (60 mins)What we look forCustomer Acquisition Team - Prior work maintaining and improving consumer applications and partner integration APIsLoan Origination Lending Partner Enablement Teams - Prior work maintaining and improving third party integrationsEnjoys collaborating with Product, Design, and Data teams to turn ideas into real features that drive revenue and satisfy end users needsDetail oriented engineers, with an understanding of, and a passion for, creating well-crafted softwareDriven, life-long learners committed to expanding their skills in engineeringFull-stack understanding of production software systems from Docker to DOM, to containers and caches, to databases and DNS, to runtimes and RESTA commitment to bringing out the best in those around them as a measure of their successSeasoned engineers with experience deploying and operating their products in production, troubleshooting and resolving production incidentsThrives in a remote-first environment, self-motivated, with an appreciation for collaboration and growth opportunities within a diverse teamHow we will take care of youEveryone at Caribou is a valued team member. Our compensation and benefits package includes: Competitive compensation: $130-185kEligible for annual performance-based incentiveEquity options401k savings programGenerous paid time off including: Flexible Time Off (FTO) for all employees and 100% paid parental leave for all parents. Robust wellness benefits including company-paid plans for health, dental, vision, mental health, disability and basic life insurance. Optional benefits to suit your individual circumstances such as HSAs, FSAs, supplemental life and medical insurance, and pet insurance. Up to $1,000 per year for eligible professional development expenses. Our Core ValuesWe come from all walks of life and are joined together by our shared values, which guide our work and how we work together. Give a damn. What we’re doing matters. We show up determined to deliver results, and we love it. Velocity. We’re intentional about where we’re going and we race towards it. Make the assist. We have diverse strengths. We offer and ask for help so we all win. Caribou is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, pregnancy status, marital status, military or protected veteran status, genetics, or any other characteristic protected by law. This position is not restricted solely to the responsibilities listed above, and the scope and responsibilities are subject to change. A pre-employment background check is required as a condition of employment.*Caribou does not currently have employee operations in AL, AK, AR, CT, DE, GA, HI, IA, ID, IN, KS, KY, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, UT, VT, WV, WY. Caribou_Financial__Inc.pdf'>California Consumer Privacy ActOriginally posted on Himalayas Apply To this Job