Director of Data Science and Analytics for Global Risk Finance Team - Leading Data-Driven Decision Making and Strategic Growth through Advanced Analytics and Artificial Intelligence

Introduction to American Express and the Risk Finance Group American Express is a global leader in the financial services industry, known for its commitment to excellence, innovation, and customer satisfaction. The Risk Finance group, situated within the Corporate Planning and Analysis (CP&A) department, plays a critical role in the company's success by providing expert planning, forecasting, and evaluation of global Loss Provision and Credit Reserves. This team also offers credit-related decision support to Risk Management, local Finance, and business groups on underwriting, customer management, credit, and collections activities. Job Overview: Director of Data Science and Analytics We are seeking an experienced and visionary Director of Data Science and Analytics to lead the Global Data Strategy group within the Risk Finance team. The primary responsibility of this group is to build and maintain centralized reporting capabilities, implement process enhancements and automation, and ultimately drive innovative data solutions to provide robust forecasts and analytics for the broader Risk Finance organization. As a Director of Data Science and Analytics, you will have the opportunity to make a significant impact on the company's risk management and financial planning strategies, leveraging your expertise in data science, analytics, and leadership to drive business growth and success. Key Responsibilities Lead the strategic analysis of AXP credit metrics, credit provision, and reserve for Senior Management in Risk and Finance, providing actionable insights and recommendations to inform business decisions. Own and manage specific data assets/packages within Risk Finance, becoming a subject matter expert on the applicable tools, troubleshooting issues, reconciling results, identifying opportunities for improvement and automation, and training other users to drive adoption. Develop and maintain standard and ad-hoc reports used by Risk Finance and/or business partners, providing credit-related analytical support to stakeholders across the organization. Develop and present key analyses and recommendations to Senior Management, communicating complex data insights and findings in a clear and concise manner. Build and maintain relationships across Risk Finance portfolio groups and with partners in Risk, Controllership, Tech, and other departments, fostering a culture of collaboration and data-driven decision making. Provide decision-support with a strong emphasis on developing analytics that identify trends and opportunities in the portfolio, which can be used to optimize business and risk decisions, driving strategic growth and profitability. Required Qualifications Advanced experience working with most of the following tools and technologies: SQL/Hive, Power BI/Tableau, Python/R, VBA, TM1, with a strong foundation in data analysis, modeling, and visualization. Experience working with a high level of Excel and PowerPoint, with expertise in data manipulation, analysis, and presentation. Experience in machine learning (ML) modeling is a plus, with a strong understanding of statistical modeling and data science principles. Solid financial and analytical skills, with the ability to work with large datasets and draw meaningful conclusions, empowering business partners to make informed, data-driven decisions. Superior attention to detail, alongside exemplary organizational and problem-solving skills, with the ability to manage multiple projects and work within tight timelines. Must be results-driven and proactive, with a strong work ethic and excellent interpersonal skills, showcasing the ability to build and maintain relationships and collaborate effectively with team members to achieve goals. Master's degree in advanced mathematics or statistical discipline required, with a strong academic foundation in data science, analytics, or a related field. Considerations for Sponsorship Depending on factors including business unit requirements, the nature of the position, cost, and relevant laws, American Express may offer visa sponsorship for certain positions. We are committed to supporting the career goals and aspirations of our colleagues, regardless of their background or location. Salary Range and Benefits The salary range for this position is $55.00 to $85.00 hourly, plus bonus, equity (if applicable), and benefits. We offer a comprehensive benefits package that supports the holistic well-being of our colleagues and their loved ones, including physical, financial, and mental health benefits at every stage of life. Career Growth Opportunities and Learning Benefits At American Express, we are committed to the growth and development of our colleagues, providing opportunities for career advancement, learning, and professional development. As a Director of Data Science and Analytics, you will have access to a range of training programs, mentorship opportunities, and networking events, designed to help you build your skills, expand your knowledge, and achieve your career goals. Work Environment and Company Culture Our company culture is built on a foundation of excellence, innovation, and customer satisfaction, with a strong emphasis on diversity, equity, and inclusion. We believe in creating a work environment that is collaborative, supportive, and inclusive, where colleagues can thrive and grow, both personally and professionally. As a Director of Data Science and Analytics, you will be part of a dynamic and talented team, working together to drive business success and make a positive impact on the lives of our customers and communities. Conclusion If you are a motivated and experienced data science professional, looking for a challenging and rewarding role that offers opportunities for growth and development, we encourage you to apply for the Director of Data Science and Analytics position. With your expertise in data analysis, machine learning, and leadership, you will play a critical role in shaping the future of our Risk Finance team, driving business success, and making a positive impact on the lives of our customers and communities. Apply now to join our team and take the first step towards an exciting and rewarding career with American Express.